DFY Plan Packages

3-Month Package

• Best for 1–4 negative accounts
• Includes up to 3 disputes sent on your behalf using consumer laws
• Great for light clean-up of outdated or inaccurate items
• Not recommended for repossessions, bankruptcies, evictions, or student loans

6-Month Package

• Covers all negative items (no restrictions)
• Includes up to 6 disputes sent on your behalf to the credit bureaus
• Best for clients with 1–10 negative accounts (each under $7K), without repossessions, evictions, bankruptcies, child support, or foreclosures

9–12 Month Package

• Designed for 15+ negative items or complex cases (repossessions, evictions, bankruptcies, foreclosures, child support)
• Includes 9–12 disputes sent on your behalf
• Provides extended support for long-term clean-up

⚡ Required: Active credit monitoring ($39.95+/month)

⚠️ Important Notes:

• We do not guarantee results or credit score increases. Credit bureaus make the final decision.
• You always have the legal right to dispute items with the credit bureaus on your own, free of charge.
• This package is for education and administration purposes only, fully compliant with the Credit Repair Organizations Act (CROA).
• Results vary for each client, but accounts may be removed, corrected, or updated under the Fair Credit Reporting Act (FCRA).
• Every client gets access to our secure client portal once enrolled.
• Please note: This is nonrefundable. We do not offer returns, exchanges, or refunds. 🚫 All sales final – no refunds once work has started