Frequently Asked Questions (FAQs)
What is Credit Repair?
Credit repair involves identifying and addressing inaccuracies or discrepancies on your credit report to improve your credit score. I follow legal laws under the FCRA Fair Credit Reporting Act.
Is Credit Repair Legal?
- Absolutely, credit repair is completely legal. Our practices are grounded in the protection of consumer rights, as outlined by federal laws such as the Fair Credit Reporting Act (FCRA) (https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act) and various State Finance Codes (https://statutes.capitol.texas.gov/Docs/FI/htm/FI.393.htm). Recognizing that a 80% of credit reports may contain inaccuracies, we operate within the bounds of these laws to ensure the fair and accurate representation of your credit history.
How Long It Take to Repair Credit?
The duration of credit repair can vary based on individual circumstances. On average, the process takes approximately four to six months, but it's important to note that this timeline is flexible and depends on the complexity of the issues at hand. Our dedicated team works diligently to analyze, dispute, and rectify inaccuracies in your credit report efficiently, ensuring a comprehensive and tailored approach to improving your creditworthiness. Throughout the process, we keep you informed, providing transparency and guidance to help you achieve your credit goals.
Do You Offer a Free Credit Report Pre-Evaluation?
Yes, we do! Take advantage of our complimentary credit report pre-evaluation by simply pulling your credit https://creditheroscore.com/redirect.asp?GUID=L3MBACV3PEJB form with a message that has your login credentials. After submitting, we will be able to access and evaluate your credit report. There's no obligation, and it's a great way to gain valuable insights into your credit profile. Our team will conduct a thorough analysis, providing you with information on how R&B Family Solutions removes 👉🏽 Credit Recovery Group👈🏽 can assist you on your journey to improved credit.
What Documents Will Be Needed For Credit Repair?
ID with current address on it, Utility bill with current address on it.
Does credit repair guarantee 100% removal?
R&B Family Solutions complies with the Federal Trade Commission, State, and Local government regulations and the Credit Repair Organization Act, in that we cannot, by law, guarantee a specific outcome or result. However, we do promise to legally do everything possible on your behalf to restore your good credit.
How can I keep track of my credit repair process?
We assign you a personal username and password to access our online portal http://Secureclientaccess.com (http://Secureclientaccess.com) to track your credit repair process. Our customer service representatives are also available Monday thru Friday from 8:30 p.m. to 5:00 p.m to answer any questions you may have.
Can I reactivate my account?
Yes you can reactivate your account, although we do not recommend stopping you can always continue your credit process, contact our Credit Specialists for an account overview to see what your options are.
What Are Tax Services?
Tax services encompass a range of activities, including tax preparation, filing, and strategic tax planning for individuals and businesses.
How Long Do The Tax Process Take?
The timeline for tax services varies depending on the complexity of your financial situation. Our team works diligently to expedite the process while ensuring accuracy and compliance.
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